Minnesota rental property · business purpose onlyNMLS #2827624AZ CMB Licensed · #CMB-2016143Broker, not lender
DSCR Loans MinnesotaBUSINESS-PURPOSE RENTAL FINANCING
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§Contact

Contact us about a Minnesota rental

Send the scenario for your Minnesota investment property with the form below, or email quotes@loandaddy.ai. A Loan Daddy loan specialist will follow up about how DSCR financing works for the property you have in mind.
Who you are
The property
A rough number is fine at this stage.
Occupancy (required)
We only arrange business-purpose financing. A property you or a family member will occupy is outside what this site can do.

Business-purpose loans for non-owner-occupied investment property only. Not a commitment to lend; all loans subject to underwriting and lender approval.

02Scope

What DSCR Loans Minnesota can and cannot discuss

Being clear about the edges up front saves you a wasted conversation.

Within scope

  • Single-family rentals, townhomes, condos, 2–4 unit and 5+ unit buildings held as investments.
  • Purchase, rate-term refinance and cash-out refinance for business purposes.
  • Properties already leased, or vacant with supportable market rent.
  • Title in an individual name or an LLC, typically with a personal guarantee.
  • Short-term rentals where the city or township permits the use.

Outside scope

  • Any property you or a family member will occupy, including one unit of a duplex.
  • Second homes and personally used lake cabins.
  • Loans for personal, family or household purposes.
  • Land without a dwelling, and business-only commercial property.

While you wait for a reply, read how Minnesota DSCR loans work, test the numbers with the Minnesota DSCR calculator, or browse the Minnesota DSCR FAQ. Entity details are on the licensing page.