§Legal
Licensing and disclosures
01Identity
Entity and brand
DSCR Loans Minnesota is a Loan Daddy LLC brand, NMLS 2827624. Loan Daddy LLC, NMLS #2827624 (nmlsconsumeraccess.org), is a mortgage broker, not a lender. AZ CMB Licensed · #CMB-2016143.
Broker, not lenderNMLS #2827624AZ CMB Licensed · #CMB-2016143
Equal Housing Opportunity
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
02Licenses
Company licenses and Minnesota inquiries
The company credentials below retain their issuing jurisdictions. They are not Minnesota license numbers or a representation of authority in every state.
| Jurisdiction | License | Scope |
|---|---|---|
| Arizona | AZ CMB Licensed · #CMB-2016143 | Brokerage of commercial mortgage loans, including business-purpose loans secured by investment real property. |
| Nationwide verification | NMLS #2827624 | The company record and any individual license records are published at nmlsconsumeraccess.org. |
For a Minnesota scenario, applicable requirements must be reviewed for the property, borrower and business purpose before proceeding. An NMLS identifier is a record lookup, not a nationwide license. We arrange financing through wholesale lenders only where the transaction falls within the permitted scope of our brokerage services.
03Scope
Business purpose only
This is the boundary that defines every product on this site.
Every loan we arrange is a business-purpose loan secured by non-owner-occupied investment property. The borrower is an investor or an investment entity, and the property is held to produce income or appreciate as an investment. Loans for personal, family or household use are outside what we do, and a property that you or a family member will occupy is not eligible — regardless of how the loan is structured.
We ask about occupancy on every inquiry for that reason. If the answer is that you intend to live in the property, we will decline the file rather than place it with a lender under a business-purpose representation that is not accurate.
04Verification
How to check us, and how to complain
Both are legitimate and neither should be awkward.
Verify the entity and any individual licensee at nmlsconsumeraccess.org, using company identifier 2827624. The issuing regulators can verify the company credentials listed above. For Minnesota-specific licensing questions, consult the Minnesota Department of Commerce and confirm the requirements for the transaction.
If something about our service is wrong, tell us first: write to quotes@loandaddy.ai with the details and we will respond. You may also contact the Minnesota Department of Commerce for guidance on a Minnesota complaint, the regulator responsible for the relevant company license, or the NMLS consumer complaint process. The appropriate authority depends on the issue and jurisdiction.
Nothing on this site is a commitment to lend. All loans are subject to underwriting and lender or investor approval, and terms are subject to change. See the terms of use and the privacy policy for the rest, or contact DSCR Loans Minnesota with a question.